It’s never been more important to save money, particularly for small and home-based businesses.Here are five simple ways you can make big savings without compromising on quality or service.

1. Phone

A USB VOIP handset can be bought inexpensively, or you can use simply plug in a microphone and headphones (or use the speakers) into your PC.

Tip: If you're out and about a lot you can set your Skype to forward all calls to another phone, although again, you will need some credit as you pay for the cost of the forwarding.

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